Private banking mortgage

For high net worth individuals, we know it can be a tricky time using multiple streams of income. Rental, dividend, bonus, salary trust fund. These are all the hallmarks of higher income individuals who's needs are more than simply just an easy solution.

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Specialist private banking can be the bespoke solution to you. Available from £500,000 mortgages

Large loans up to 95% loan to value

Complex income i.e Foreign currency, bonus, trust, rental, dividend, many other income sources

Expats

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Actuate can secure, and have done so, mortgage offerings not normally acceptable by high street standards with flexible lending criteria and competitive rates. Private banks take a case-by-case approach for the cases submitted to them by not considering just personal income, but also personal wealth. 

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These can also be accessed without the need to have assets under management unlike previously where you would move your personal wealth to obtain an offering for their mortgage products. 

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Most private banks are not accessible by direct approach. They must be introduced to you by a third party, whether that be an existing client of theirs recommending you, or that be a external party such as ourselves. Knowing someone for a personal recommendation to each private bank may be a tiresome and difficult procedure. Where as with Actuate mortgages this can be done in a simple conversation to discuss your personal financial situation to connect you to the bank which will provide the best solution to your personal needs.