Self-Employed

You run a successful company and your accountant has advised you to be tax efficient. You've now gone for the mortgage and find that it's only filled with issues and you can't borrow near what you could if you were employed for less.

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It should not be more of a challenge to obtain a mortgage just because you want to run your own lifestyle and business. Unfortunately, this can be the case, with lenders being more particular in how they lend to self-employed causing additional headaches and stress for you.

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Whilst there may be hurdles in the way, there are also many solutions as well. Ltd co directors can use salary and dividends or salary and net profits or salary and pre-tax net profits which can add a huge boost to affordability.

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Get in contact with specialist advisors to understand how we can aid you in taking the stress away and getting those house keys in your hands.